At Apache Lending, we prioritize transparency and fairness in all our lending practices. Below, you'll find detailed information about our rates and fees to help you make informed borrowing decisions.
Annual Percentage Rate (APR): Our APR ranges from 720% to 795%, depending on your loan amount and repayment schedule. The exact rate will be disclosed in your Loan Agreement.
Origination Fee: A percentage of the loan amount, deducted from your loan proceeds. This fee will be clearly stated in your Loan Agreement.
Late Payment Fee: If a payment is not made by the due date, a late payment fee may be assessed. The amount of this fee will be specified in your Loan Agreement.
Insufficient Funds Fee: If a payment is returned due to insufficient funds, a fee will be charged. This fee will also be detailed in your Loan Agreement.
We encourage you to pay off your loan early if possible. There are no penalties for early repayment, and doing so can help you save on interest.
For example, if you borrow $1,000 with an APR of 750% and a repayment term of 12 months, your monthly payment would be approximately $150. The total repayment amount would be around $1,800, including interest and fees.
High-Cost Loans: Our loans are designed for short-term financial needs and may not be the best option for long-term borrowing. Due to the high APR, these loans can be expensive if not repaid quickly.
Responsible Borrowing: We encourage responsible borrowing. Please ensure you understand the terms and conditions of your loan agreement and borrow only what you can afford to repay.
If you have any questions about our rates and fees, please contact our customer support team at (844) 575-3209 or email us at support@apachelending.com. We're here to help!
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Our goal at Apache Lending is to provide access to a network of direct lenders offering cash loans at insight competitive interest rates. People with all credit ratings are welcome to apply online.
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