Home F.A.Q.

1. What is Apache Lending?

Apache Lending is a tribally-owned financial institution offering short-term loans to help you manage unexpected expenses. We are committed to providing transparent and fair lending options to our community and beyond.

2. What types of loans do you offer?

We offer a variety of loan products, including:

• Personal Loans: For immediate financial needs.

• Installment Loans: With flexible repayment options.

• Emergency Loans: For urgent situations requiring quick funds.

3. How do I apply for a loan?

You can apply for a loan online through our website. The application process is simple and quick, and you will receive a decision within minutes.

4. What are the interest rates and fees?

Our Annual Percentage Rate (APR) ranges from 720% to 795%. Specific fees, such as origination, late payment, and insufficient funds fees, will be detailed in your Loan Agreement. For more information, please visit our Rates and Fees page.

5. How quickly can I receive my funds?

Once your loan is approved, funds are typically deposited into your bank account by the next business day.

6. Can I repay my loan early?

Yes, you can repay your loan early without any prepayment penalties. Early repayment can help you save on interest.

7. What happens if I miss a payment?

If you miss a payment, a late payment fee may be assessed. It's important to contact our customer support team as soon as possible to discuss your options and avoid additional fees.

8. Are there any credit checks?

We perform a soft credit check, which does not affect your credit score. This helps us assess your ability to repay the loan.

9. How do I contact customer support?

You can reach our customer support team at (844) 575-3209 or email us at support@apachelending.com. We are here to assist you with any questions or concerns.

10. Is my personal information secure?

Yes, we take your privacy and security seriously. We use advanced encryption and security measures to protect your personal and financial information.

11. What should I consider before taking out a loan?

It's important to understand the terms and conditions of your loan agreement and ensure that you can afford the repayments. Our loans are designed for short-term financial needs and may not be suitable for long-term borrowing.